Privacy Policy

FACTS: WHAT DOES CYCLEONE FINANCIAL INC. DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

Social Security number and employment information and income
Account balances and transaction history
Credit history and credit score and credit card and other debit

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wells Fargo chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Cycleone Financial Inc. share?

Yes

Can you limit this sharing?

No

For our marketing purposes — with service providers we use to offer our products and services to you (please see below to limit the ways in which we contact you)

Does Cycleone Financial Inc. share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies

Does Cycleone Financial Inc. share?

No

Can you limit this sharing?

We don't share

For our affiliates’ everyday business purposes — information about your transactions and experiences

Does Cycleone Financial Inc. share?

Yes

Can you limit this sharing?

No

For our affiliates’ everyday business purposes — information about your creditworthiness

Does Cycleone Financial Inc. share?

Yes

Can you limit this sharing?

Yes

For our affiliates to market to you

Does Cycleone Financial Inc. share?

Yes

Can you limit this sharing?

Yes

For nonaffiliates to market to you

Does Cycleone Financial Inc. share?

No

Can you limit this sharing?

We don't share

To limit our sharing

Call 407-636-3151 — our menu will prompt you through your choices.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

To limit direct marketing

To limit our direct marketing to you by mail or telephone, call 407-636-3151 — our menu will prompt you through your choices.

Please note:

A Do Not Call election is effective for five years, or while you are an active consumer customer, if longer than five years. The Do Not Mail election is effective for three years. You may continue to receive marketing information in regular account mailings and statements. You may also be contacted to service your account or participate in surveys. If you have an assigned client manager or team, they may continue to contact you to assist you in account relationship.

Questions?

Call 407-636-3151

Who we are

Who is providing this notice?

Cycleone Financial Inc.

What we do

How does Cycleone Financial Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, visit

How does Cycleone Financial Inc. collect my personal information?

We collect your personal information, for example, when you:

Apply for financing or apply for a lease
Show your Drivers License or provide employment information
Seek advice about your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes — information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Cycleone Financial Inc. does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Cycleone Financial Inc. does not jointly market.

Other important information

Important Notice about Credit Reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.

Do Not Call Policy. This Privacy Policy constitutes Cycleone Financial Inc. Do Not Call Policy under the Telephone Consumer Protection Act for all consumers. Wells Fargo maintains an internal Do Not Call preference list. Do Not Call requests will be honored within 30 days and will be effective for at least five years from the date of request. No telemarketing calls will be made to residential or cellular phone numbers that appear on the Cycleone Financial Inc. Do Not Call list.

State law: We follow state law where state law provides you with additional privacy protections.