COMMON QUESTIONS

What Motorcycles can be Financed?

All  on-road motorcycles that are included in NADA Guide are all eligible.

What is the maximum finance amount?

Your financed amount can be up to $22,000. If you are interested in a more expensive vehicle, you may use a trade-in or down payment for the difference. A typical down payment ranges from 0% to 20% (we may increase the maximum amount for well-qualified borrowers).

How long do I have to pay it back?

The financed term is typically 3 to 5 years based on the amount being financed. If you can afford to pay sooner than your term, we encourage you to do so to save on total cost.

How long does it take to get approved?

It usually takes between 5 to10 minutes to approve someone. It may take less time in some cases but it may take longer depending on the information we have to verify.

What are your business hours?

We are open Monday - Saturday from 9:00a.m. to 5:30 p.m.

What happens after I submit my application?

Once we receive your application, it goes to our underwriting team for review. If Declined, one of our members will call to let you know. If Approved, we will require a buyers order from one of our authorized dealers. If you are satisfied with the terms, A contract will be generated and signed at the dealership.

What’s the eligibility criteria?

At a minimum, you will need to have a regular income (minimum $1,700 after taxes), be a Florida Permanent Resident and be at least 18 years of age. Other credit and approval criteria will apply depending on your situation but we approve riders with very low credit scores every day.

What happens at the end of the financed term?

Once you pay off the vehicle, we will release our lien on the vehicle and you will be able to go down to the DMV and transfer the title into your name.

What are the fees?

There are no hidden fees. What you see on your contract is what you will pay.

How do I make payments?

You will receive the payment instructions after the contract is signed. Paying by automatic debit/credit card payments saves you time and the hassle of manual payments, it also helps you to avoid fees from missed and late payments (make sure you have sufficient funds in your account to cover the monthly payments). You may pay via phone and online as well.