CycleOne Financial specializes in creating finance programs tailored to individual credit needs. We qualify individuals based on a number of factors so credit score is only a small part of the qualification process. We have programs to fit all financial needs and budgets, so read more to learn how to apply.
To apply, submit an application through a dealer in our dealer network and we do the rest. Our verification team will verify the applicants application and within 5 minutes, we will have a credit decision for you. If approved, the entire loan process is done electronically. We approve over 80% of all applicants and can close a deal start to finish in 15 minutes.
Make at least $1,700.00 a month after taxes
No Repossessions within last 2 years
No Bankruptcies within last 2 years
Must be at least 18 years of age
Must have bank account
Must have a valid Florida drivers license
Must be a Florida resident
Automatic monthly payment deductions so you never have to worry about paying on time.
We do not charge any lender fees, payment processing fees or early payoff fees.
We report to TransUnion and Experian so every payment builds credit.
Hours of Operation
Monday 9:00am - 5:30 pm
Tuesday 9:00am - 5:30 pm
Wednesday 9:00am - 5:30 pm
Thursday 9:00am - 5:30 pm
Friday 9:00am - 5:30 pm
Saturday 9:00am - 5:00 pm